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Pollock Building, 9-10

Tak Hing St, Yau Ma Tei, Hong Kong

WHAT IS BANK INSTRUMENT. (Genuine and direct providers of fresh cut bank instrument)

Bank Instrument means the documentation of agency and bank sponsor concurrence on the objectives and administration of the bank. The “bank instrument” describes in detail the physical and legal characteristics of the bank, including the service area, and how the bank will be established and operated.

Bank Instruments is a common expression for different types of instruments used for different financial solutions and purposes, issued by Banks through Bank Instrument Providers.

A Bank Instrument is a financial instrument issued by a bank to a customer or investor and used for different financial solutions and purposes.

Examples of Banking instruments include Bank Guarantees (BG), Standby Letter of Credit (SBLC), Deferred Letter of Credit (DLC), Medium Term Notes (MTN), Long Term Notes (LTN), Letter’s of Credit (DLC’s LC’s and SBLC’s, cheques, drafts, bills of exchange, credit notes etc.

We offer Monetization of Bank Instruments such as BG and SBLC @ 80% LTV which is one of the highest in the industry.

What is a Standby Letter of Credit?
Standby Letter of Credit: (SBLC) — Operates like a Commercial Letter of Credit, except that typically it is retained as a “standby” instead of being the intended payment mechanism. In other words, this is a LC which is intended to provide a source of payment in the event of non-performance of contract.

A standby letter of credit (SLOC) is a legal document that guarantees a bank’s commitment of payment to a seller in the event that the buyer–or the bank’s client–defaults on the agreement. A standby letter of credit helps facilitate international trade between companies that don’t know each other and have different laws and regulations. Although the buyer is certain to receive the goods and the seller certain to receive payment, a SLOC doesn’t guarantee the buyer will be happy with the goods. A standby letter of credit can also be abbreviated SBLC.

A standby Letter of credit is an instrument typically issued by a bank which undertakes to pay one party to a contract (the beneficiary) when the other party has failed, or is alleged to have failed, to perform the contract. The beneficiary is usually the purchaser of goods or services under the contract. A standby letter of credit is often payable simply on the beneficiary’s presentation of a written demand.

An official document from a bank promising to pay back a loan, etc. if a customer fails to do so:
Standby letters of credit are a commonly used financial device when dealing with large international contracts.

What is Bank Guarantee?
A bank guarantee is a kind of guarantee from a lending organization. The bank guarantee signifies that the lending institution ensures that the liabilities of a debtor are going to be met. In other words, if the debtor fails to perform the obligation, the bank will cover it.

A bank guarantee is a type of financial backstop offered by a lending institution. The bank guarantee means that the lender will ensure that the liabilities of a debtor will be met. In other words, if the debtor fails to settle a debt, the bank will cover it. A bank guarantee enables the customer, or debtor, to acquire goods, buy equipment or draw down a loan.

Bank Guarantee is an undertaking by a bank to cover a debt or risk on a transaction.

Bectic Finance Company Limited is is a Hong Kong based Financial Services Provider that was incorporated on 1988-11-11 with Company Registration No. 0232762.

Bectic Finance Company Limited is a credible private procurers or providers of seasoned or freshly cut bank instruments for both institutional and individual clients.

We offer the following types of instruments:

1. Bank Guarantee Providers
2. Letter of Credit
3. Lease Standby Letter of Credit
4. Documentary letter of credit (DLC, SLC, LC)
5. Insurance & Wealth Management
6. Portfolio Management
7. Treasury Bills (T – B)
8. Asset Management
9. Bank Instrument Monetization
10. Lease (BG)
11. Lease (SBLC)
12. Bank Guarantee Funding
13. Business Loan Company
14. Promissory Notes (PN)
15. Bank Drafts (BD)
16. Certificate of time deposits (CD)
17. Medium term notes (MTN’s)

Most of these instruments can be provided as owned or leased, recourse or non-recourse, depending on the purpose they are going to serve.

We provide funding in various sectors such as:

Real Estate, Construction, Oil and Gas, Mining, Agriculture, Hotels, Restaurants, Casinos, Energy Projects, Hospitals & Healthcare Facilities, Bridge Loans, Business Loans etc. Could be early stage, startup, joint ventures, partnerships and we do total completion and investment expansion projects.

We are your best plug for all types of financing, business loans, Lease SBLC, Lease Bank Guarantee, International bank guarantee provider & Standby Letter of Credit Provider.

Why chose Bectic Finance for Business Loans, LEASE BG & SBLC Providers and Monetization of Bank instrument:

1. We are Hong Kong based Government Licences Money Lenders and Business loans lenders legally registered since 1988-11-11. that is 33 years of successful service and excellence.

2. Since 1988 till date No Customer has ever had a failed transaction with us. We have 99% SUCCESS RATE.

3. We have solutions for every customer in every industry.

4. Experienced and qualified staff

5. we issue BG, DLC and SBLC from world class banks such as Barclays bank London, HSBC Hong Kong, Citi Bank, Credit Suisse, Standard Chartered Bank, Deutsche Bank or any prime bank of choice.

6. We issue BG/SBLC in both USD or Euro Currencies, if you pay in USD we Issue in USD & if you Pay in Euro, we issue in Euro.

7. We are Efficient, Consistent, Transparent & Reliable.

8. No prepayment penalty.

9. Fast Approvals Closing.

10. Your Privacy is our Priority, we DO NOT share your data or Business Transactions with third parties.

11. No Hidden Fees or charges.

At Bectic Finance Company Limited, we provide Bank instrument services to our clients global- UK, USA, UAE, Europe, India, China, Asia, Middle East and Africa.

Contact Bectic Finance Company Limited with your request via email and we will provide you with our forms and procedures.

For more information, please contact us:

website :
Email :

Intermediaries/Consultants/Brokers are welcome to bring their clients are 100% protected. In complete confidence, we will work together for the benefits of all parties involved.

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